Start with neutrals. Pick a neutralized base (skin mid, hair mid, outfit mid) that sits comfortably between 40–60% value. Neutrals make accents sing without “rainbow soup.”
- Complementary: one main hue + its opposite (e.g., warm skin + cool teal shadow world). Punchy for action.
- Split-complementary: main hue + two neighbors of the opposite (e.g., red-orange main with blue + blue-green accents). Forgiving for character sheets.
- Skin triad that rarely fails.
- Base: warm, low-sat peach.
- Shadow: cooler, slightly purplish-brown (Multiply).
- Blood areas: nose tip/cheek/lips: tiny overlay of warm pink (Normal/low opacity or Overlay 15–25%).
Hair logic. Avoid pure black; use near-black with a bias (blue-black, red-black) so highlights and grade layers have chroma to grab. For pastel hair, keep value distinct from skin or faces melt.
Palette stacks (save them). Make a swatch strip for daylight, sunset, night city, overcast. Each gets: key light hue, shadow hue, bounce hue, ambient hue, FX hue. Reuse the strip; consistency builds style.